Online Payment Gateways & Merchant Accounts

Before you launch your e-commerce website, there are 3 important items that must be in place:

1. An 256 bit SSL Certificate
2. A Payment Gateway
3. A Merchant Account

An SSL certificate will ensure that your customers personal information, such as their credit card, is transmitted across the internet safely and securely.

A payment gateway is an e-commerce service that authorizes payments for e-businesses and online retailers. It is the equivalent of a physical POS (point-of-sale) terminal located in most retail outlets. A merchant account provider is typically a separate company from the payment gateway. Some merchant account providers have their own payment gateways but the majority of companies use 3rd party payment gateways. The payment gateway handles all credit card authorizations by checking the customer's bank account to ensure funds for the sale are available. Once the check has completed, the payment gateway sends back a code to the e-commerce system that it can determine what the result of the authorization was.

A merchant account allows you to receive the funds captured by the payment gateway. When the payment gateway processes your payments for the day (usually called a batch) the money is released to your merchant account which is then deposited into your business bank account.

Sign up for a payment gateway & merchant account

We work with CDG Commerce and Authorize.net to bring you some of the best rates in the industry. Although you may obtain a merchant account from any other provider, including your bank, we strongly recommend CDG Commerce and Authorize.net for your gateway and merchant account needs..

Payment Gateway Rates

	Gateway Rates
Ecommerce Payment Gateway Pricing
Gateway Setup Fee	$99.00
Monthly Gateway Fee	$17.95
Transaction Fee	$0.10
Batch Fee	$0.25
Virtual Terminal (for processing phone orders)	FREE
Customer Support	FREE
Fraud Prevention
Address Verification Service (AVS)	FREE
Card Code Verification (CCV)	FREE
Website Integration & Connection Methods
Advanced Integration Method: customer pays on your Web site	FREE
Server Integration Method: customer pays on Authorize.Net Web site	FREE
Simple Checkout: customer pays on Authorize.Net Web site	FREE
Optional Payment Gateway Features
Advanced Fraud Detection Suite™ (identifies suspicious online orders)	$9.95 monthly
Automated Recurring Billing™ (ARB) (subscription billing tool)	$10.00 monthly
Customer Information Manager (CIM) (simplifies storage of sensitive customer data)	$20.00 monthly
eCheck.Net® (to accept electronic checks)	Contact Us*
	Order Now!
* Actual retail fees vary according to prices set by Authorize.Net resellers, who determine prices based on your business type and transaction volume, as well as other factors such as special promotions. The fee structure above does not include merchant account fees charged by your bank or card association.